The text from my mom said:

Grandpa insisted that [your uncle] cut a tree down even though both he and [your other uncle] told him it was too windy. [Your uncle] said there was complete silence after it happened and Grandpa went into his house. When he came out he said he had called his insurance agent. Agent said it’s covered for a total loss. Grandpa told [your uncle] he never liked the truck any way and was going to buy a new one. Then he laughed.

I <3 my grandpa. Secret Forty-Four, Revealed. Live dangerously and get good insurance.